What you need to know about pension salary sacrifice scheme changes
What you need to know about pension salary sacrifice scheme c…
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YahooHelen Morrissey
Do the changes to salary sacrifice mean paying into my workplace pension is a waste of time?” Short answer: No — and there’s a lot of confusion out there. ✔️ The proposed salary sacrifice changes do not apply until 2029 ✔️ Pension tax relief is NOT changing ✔️ Workplace pensions remain one of the most tax-efficient ways to save for your future ✔️ You still benefit from employer contributions, tax relief, and long-term growth Headlines create panic. Facts create clarity. Before you stop contribut
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Do the changes to salary sacrifice mean paying into my workplace p…
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FacebookGardner Financial Management
💡 Salary sacrifice could add thousands — even hundreds of thousands — to your pension over time. Here’s how it works: • You give up part of your gross salary or bonus. • Your employer pays it straight into your pension. • Because both you and your employer save on National Insurance, more money goes into your pension without it costing you a penny more. 👉 Example: sacrifice £200 a month and, with employer NI savings passed back, you could see £230 invested instead. 👉 Higher-rate taxpayer with
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