50 Surprising Ways to Cut Household Costs - The Survival Mom
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How I pay for unplanned expenses that ARE NOT true emergencies: ❤️ Miscellaneous Cash Envelope: Every paycheck, I assign myself $50 to use for unexpected expenses in between my pay periods. ❤️ Checking Account Cushion: I like to always keep a certain amount of money in my checking account. I assign $200 every month to replenish my checking account cushion. This helps with overdraft fees when a bill is higher than expected or when I need to do online shopping. I also use these funds to cover expe
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This year, I set a personal goal to earn $50,000 in gross income outside of The Budget Mom, LLC. 👉 Gross income simply means the total amount of money made before subtracting any expenses like materials, fees, shipping, or supplies. Why? Because I wanted to see if I could build income from my passion projects—Pine Manor Naturals, my handmade soap and skincare business, and Pine Manor, our small homestead farmstand. Here’s how it’s going so far in 2025: 📆 January: $3,275 📆 February: $5,560 📆
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