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A LOT of people have been asking me about this lately. Here’s the thing… real estate prices aren’t going down. If you were waiting for that to happen, don’t. If you’re financially ready, go ahead and buy a home. You’re ready to buy if… 1. You’re debt-free and have an emergency fund of 3-6 months’ worth of expenses saved. 2. You’ve decided on a home price you can actually afford. - The payment needs to be no more than 25% of your take-home pay on a 15-year, fixed-rate mortgage. 3. You’ve saved a
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