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32K views · 23 reactions | An FHA loan is insured by the Federal Housing Administration and protects lenders from financial risk. Lenders have to meet certain criteria for their loans to be termed “FHA-approved,” after which the FHA backs the loans the lender issues in case a borrower defaults on the mortgage. Borrowers must also meet requirements to qualify for one of these loans. | FHA.com | Facebook
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🔑 Cómo lo logramos paso a paso: 1️⃣ El cliente aplicó a un préstamo FHA, que permite comprar casa con un enganche tan bajo como el 3.5% del valor total de la propiedad. 2️⃣ El banquero usó un programa de ayuda estatal de CalHFA Access que cubrío el 3.5% del down payment y parte de los costos de cierre (esto depende del ingreso, la ciudad y el tipo de propiedad). 3️⃣ Negociamos con el vendedor un crédito de cierre de $10,000, lo que ayudó a cubrir seguros, impuestos y gastos de originación. 4️⃣
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