Dec 19, 2024 · Here's what to know about when to use a fraud alert, the different types of alerts and the steps to follow if you want to place a fraud alert on your credit reports.

Placing a fraud alert or active duty alert is free. Choose the alert that's right for you: initial, extended, or active duty military. Depending on the alert type, if someone tries to get credit in your name, the …

Are you a victim of fraud? Activate TransUnion Fraud Alerts to alert creditors and other credit bureaus that you may be a victim of identity theft or fraud.

Jan 22, 2025 · What do I do if I’ve been a victim of identity theft? If you are a victim of identity theft, place fraud alerts or security freezes on your credit reports, file a report at IdentityTheft.gov, and take steps …

Sep 30, 2025 · Credit freezes and fraud alerts can help protect you from identity theft. They can also help stop someone who stole your identity from continuing to misuse it. Credit freezes and fraud …

5 days ago · Your credit report is still visible to any company that wants to view it, but the fraud alert warns creditors to take extra steps to confirm your identity.

2 days ago · Fraud expert: This is the first sign you’re being targeted by a scammer (and most people overlook it) Here's how to spot "phantom payments," plus six tips to safeguard your money.

Nov 21, 2025 · Secure your credit file. Compare the protection level, implementation steps, and management required for a credit freeze versus a fraud alert.

Contact all three credit bureaus: Reach out to each of the three credit bureaus (Equifax, Experian and TransUnion) and let them know you’d like a fraud alert placed on your account and for how long.

Feb 16, 2024 · Setting up a fraud alert on your credit report is fairly easy to do. A temporary fraud alert lasts for one year, unless you cancel it sooner, and requires creditors to confirm your identity before …