SoFi Technologies reported quarterly earnings and revenue above analysts’ estimates, with CEO Anthony Noto deeming 2024 the fintech’s “best year ever.” However, shares tumbled 9.8% to $16.16 in trading Monday as financial guidance from the company seemed to overshadow its quarterly results.

SoFi’s stock sinks as a mixed outlook overshadowed strong Q4 results that included the biggest revenue beat in about three years.

SoFi ( SOFI -10.27%) recently reported fourth-quarter earnings that handily beat expectations on both top and bottom lines, but the stock price went down anyway. In this video, I take a closer look at the numbers, discuss why the stock is falling, and show why investors shouldn't panic.

SoFi Technologies pointed to "macro assumptions" in giving weaker-than-expected quarterly and full-year guidance.