Average FICO score dips, but closer look exposes K-shaped economy

Missed student loan payments and rising mortgage delinquencies are hurting Americans' average FICO scores, but the impact is ...

FICO® Score Credit Insights Report: Average FICO Score Dips to 714

FICO (NYSE: FICO), global analytics software leader, today released its Spring ’26 edition of the FICO® Score Credit Insights report, showing the average U.S. FICO Score declined to 714, continuing a ...

Credit Scores Explained: Why Yours May Differ and Which One You Should Focus On

No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes. FICO and VantageScore are most ...

800 vs. 850 credit score: Is there really any difference?

Learn whether an 800 vs. 850 credit score makes a real difference, and what benefits you actually get with each score.

I had a perfect credit score. Here's how I got it.

I clicked on one of those credit update links and beheld the magical digits: 850. Here's how I got there, and how the scores ...
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myFICO Launches New Mortgage Score Simulator to Help Consumers Prepare for Homeownership

BOZEMAN, Mont.--(BUSINESS WIRE)-- myFICO, the consumer division of global analytics software leader FICO (NYSE: FICO), today announced the launch of a new FICO® Mortgage Score Simulator designed to ...

FICO Score Credit Lab Targets Inclusion While Deepening Lender Analytics Ties

Fair Isaac (NYSE:FICO) has launched the FICO Score Credit Insights Lab, a digital platform for advanced credit analytics and portfolio modeling. The lab gives lenders tools to test new scoring models, ...