Average FICO score dips, but closer look exposes K-shaped economy

Missed student loan payments and rising mortgage delinquencies are hurting Americans' average FICO scores, but the impact is ...

Credit Scores Explained: Why Yours May Differ and Which One You Should Focus On

No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes. FICO and VantageScore are most ...

I had a perfect credit score. Here's how I got it.

I clicked on one of those credit update links and beheld the magical digits: 850. Here's how I got there, and how the scores ...

800 vs. 850 credit score: Is there really any difference?

Learn whether an 800 vs. 850 credit score makes a real difference, and what benefits you actually get with each score.

FICO Score Credit Lab Targets Inclusion While Deepening Lender Analytics Ties

Fair Isaac (NYSE:FICO) has launched the FICO Score Credit Insights Lab, a digital platform for advanced credit analytics and portfolio modeling. The lab gives lenders tools to test new scoring models, ...

Gen Z’s credit scores are cratering—and Trump’s student loan crackdown is the biggest reason why

Trump’s rollback of student loan protections has pushed millions of young Americans into delinquency. The national credit score is the worst since 2009.

Arvest Bank offers tips to build and improve your credit score

Arvest Bank has released tips on how credit scores are affected and how consumers can improve them.
American Banker

Senator calls for FTC investigation into FICO score pricing

Republican Sen. Josh Hawley repeated his long-standing criticism of Fair Isaac Corp. in a letter noting the detrimental impact of its prices on home buyers.

Credit Scores Tick Down as Borrowers Struggle With Student Loan and Mortgage Payments

The average U.S. credit score fell to 714 in October 2025, down one point from April 2025. Student loan delinquencies rose ...