So, there’s no longer the possibility of deducting IRA fees on your 1040 by paying them from non-IRA funds. Still, I think it’s better to pay the fees using money outside of an IRA, whether it ...

Withdrawing from an inherited Roth IRA can get a bit more complicated. Spouses have many options. They can either transfer ...

IRA owners who are over age 70 1/2 are required to take annual distributions from their traditional IRAs. The RMD can be taken any time from Jan. 1 through Dec. 31 of the "distribution year." (For ...

You are considered the owner of an IRA that you set up and funded – either through annual contributions or the rollover of a 401(k). Unless the account is a Roth, you must take yearly minimum ...

Q. I have an inherited IRA. I haven’t yet scheduled withdrawals. My family recently incurred large medical bills and loss of income due to illness. I was planning to withdraw a lump sum from the ...

The other is to build a Roth IRA conversion ladder, in which funds from regular retirement accounts—401(k)s, 403(b)s, and traditional IRA plans—are converted into investments in your Roth IRA.

Arnold must take the entire $42,081 before a Roth conversion can be processed with IRA #1 or any of his other IRAs. It is not good enough to ONLY take the $4,951 RMD from IRA #1 and then ...

Eligible designated beneficiaries can open an inherited Roth IRA account using the life expectancy or 10-year method, or take a lump sum. Then there are simply the "designated beneficiaries," who ...

Q. I have an inherited IRA. I haven’t yet scheduled withdrawals. My family recently incurred large medical bills and loss of income due to illness. I was planning to withdraw a lump sum from the ...