Online banks typically offer savings rates 5-10 times higher than traditional banks, with top accounts paying over 4 percent APY. Online banks charge fewer fees, with many offering completely fee-free ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance ...

Online banks operate without branches. They tend to pay higher rates and charge lower fees than traditional banks. Many, or all, of the products featured on this page are from our advertising partners ...

The Federal Reserve cut interest rates in September for the first time in 2025, as it shifted focus from fighting rising inflation to supporting a weakening job market. That single cut already pushed ...

Western Alliance Bank®, Member FDIC, typically a business-focused bank, has partnered with Raisin to offer customers personal certificates of deposit (CDs). You’ll have to go through the Raisin ...