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Over the past few years, rising home prices in most markets have led to a spike in national home equity levels. As a result, the average homeowner now has $319,000 of equity in their home, according ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...