Credit scores tick down as borrowers struggle with student loan and mortgage payments

Key Takeaways The average U.S. credit score fell to 714 in October 2025, down one point from April 2025.Student loan delinquencies rose sharply after the pandemic-era payment pause ended.Mortgage ...
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FICO hosting complimentary webinar focused on collections and COVID-19

In light of how collections are being impacted by the coronavirus pandemic, FICO is hosting a free webinar on Tuesday to help the financial services community. Set to be a part of the session are Leah ...
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Credit Scores Are Down—The Biggest One-Year Drop Since the Financial Crisis

The average FICO score dropped to 715 in April 2025, down from 717 in 2024, because of rising credit utilization and increased delinquencies. Student loan delinquencies surged after COVID-19 ...

4 Reasons to Monitor Your Credit

You may not remember, but before the COVID-19 pandemic, you could only check your credit report from each of the three major credit bureaus for free once a year. Now, you can check your credit ...