Earthquake insurance typically covers your dwelling (house), unattached structures such as sheds, personal property and additional living expenses up to your coverage limits.

Earthquake insurance is a critical component of preparedness, and understanding the scope of coverage, policy limits and deductibles can prevent financial devastation in the wake of a seismic event.

Rates for earthquake coverage in California average $1.75 per month for every $1,000 of coverage. So if you want to purchase earthquake insurance for a home worth $250,000, it would cost about $438 ...

The damage an earthquake can cause to your home really seems like something that home insurance would cover, but many insurance companies stopped covering earthquakes in the 1990s, according to ...

The number of earthquake insurance policies dropped by 5.5% last year. According to FEMA, only about 10-15% of homeowners have earthquake insurance. That's 1,615,561 policies in 2023.

GeoVera’s earthquake insurance policies cover six key areas. These include: Dwelling: Pays to repair or rebuild the main structure of your house and any attached parts, such as a garage or porch ...

Standard home insurance usually does not include earthquakes or other land movements, like landslides. So, you need to add an earthquake insurance policy often covers any damage that results ...

Earthquake insurance is a critical component of preparedness, and understanding the scope of coverage, policy limits and deductibles can prevent financial devastation in the wake of a seismic event.