Explore credit counseling services that teach spending habits, negotiate lower rates, and guide you through debt management for better credit and less anxiety.

Nonprofit credit counselors offer free, judgment-free help with debt. Here's what to expect on your first call -- and why it might be the best 60 minutes you spend.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt ...

Managing debt can feel overwhelming at any age, but even more so as you get older or enter retirement. If you're looking at your credit card statements or loan payments and wondering about the best ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

President Donald Trump swears in Markwayne Mullin to be the new Secretary of Homeland Security. by Herb Weisbaum, contributing editor, Checkbook.org Many Americans—about half—carry credit card debt ...

If you owe a significant amount of debt, it can feel tough to get ahead. Inflation is still above its ideal target, taking a bite out of your purchasing power. Interest rates are also still relatively ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

STAFFORD, Texas, Jan. 17, 2025 (GLOBE NEWSWIRE) -- Money Management International (MMI), a leader in nonprofit financial counseling and education, announced a dramatic 35% increase in new clients ...

Payment history is the most impactful credit factor, and delinquencies as well as excessive debt loads are reflected in declining credit scores. From December 2023 to December 2025, the number of ...

Debt relief programs can help struggling borrowers, but each option comes with different eligibility rules to know.

Getting out of debt can be overwhelming, especially when you don’t know where to start or what advice to follow. A nonprofit credit counseling agency can help you develop a strategy to improve your ...