Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary. Activities like on-time or late payments and credit utilization are reported, ...

Rent payments are not typically reported to credit bureaus, so they do not have a direct impact on your credit score. There are services available that can report your rent payments to credit bureaus, ...

Credit bureaus collect and maintain records on your credit accounts, balances and the payments you make. The three major credit bureaus are Equifax, Experian and TransUnion. Each credit bureau ...

When it comes to credit scores, having student loans can be a blessing or a curse, depending on how borrowers manage the debt.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...

Your credit score and credit report can help you make sense of your overall credit history and get a better understanding of your creditworthiness. Both can illustrate what kind of borrower you are, ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Roughly 26 million ...

The Consumer Financial Protection Bureau (CFPB) announced that it finalized a rule to remove all medical debt from credit reports used by lenders. This new rule will impact about 15 million consumers, ...

Fair Isaac aims to reshape the industry with its move to bypass the big credit bureaus in mortgage scoring. Lenders may save ...

Credit score modeling company Fair Isaac Corp , widely known as FICO, surged on Thursday after unveiling plans to sell its ...