Credit scores are an important part of the lending process. Here's the credit score you need, along with other requirements, ...

The Reserve Bank of India's (RBI) new rules allow borrowers to request lower home loan interest rates if their credit score ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new ...

Mortgage refinancing is when you take out a new home loan with different terms to replace your current mortgage. This has implications on many aspects of your credit score, which could result in ...

Even with a credit score over 700, home loan applications can be rejected. Lenders scrutinize income stability, Fixed Obligation to Income Ratio (FOIR) below 40-50%, and Loan-to-Value (LTV) ratio.

Lenders are changing how they assess borrowers for mortgages, with credit scores mattering less and overall financial story ...

Finding home loans with bad credit isn’t for the faint of heart—or at least, it’s not something that should be done without serious homework. But there’s good news if you’re a first-time homebuyer ...

Effective 1st October, banks can reduce the spread charged on a loan earlier than three years. Customers can benefit faster ...

Successfully repaying a personal loan might unexpectedly lower your credit score, raising questions about the implications of ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

We analyzed “best mortgage lender” reviews from 9 financial sites to find which mortgage lenders were recommended most often ...

Compared to a typical refinance, borrowers need higher credit scores to qualify for a jumbo refinance loan to compensate ...