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Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Balance transfers are a lesser-known and potentially underutilized aspect of some credit cards. They allow you to move debt ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

Credit card balance transfers can be a smart way to reduce your credit card monthly payments or, in some cases, pay off what you owe entirely. The fee you'll pay to transfer your balance — which ...

Apple doesn’t allow balance transfers to or from its credit card, but there are some workarounds. Many or all of the products on this page are from partners who compensate us when you click to or take ...

Erin is a personal finance expert and journalist who has been writing online for nearly a decade. Her passion for teaching others about personal finance came from her own experience of learning to ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...