No matter what you call them—“consolidators,” “aggregators,” or the newly popular “mega RIAs”—today’s large wealth management firms pursuing acquisitions, roll-ups and tuck-ins all share a common goal ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Combining annuities with IRAs or 401(k)s can be powerful. Annuities ...

Annuities offer guaranteed income and tax-deferred growth, but downsides may include high fees and opportunity costs.

In recent years, there has been an increase in the sale of individual annuity contracts to participants in defined contribution (DC) plans, and most of these sales are of individual variable annuity ...

The idea of running out of money at some point in life can be scary. But as good a job as you might do of saving for ...

For many investors, annuities are the investment you’ve heard of but likely turned down. With IRAs and 401(k)’s commanding the most investor attention, annuities may seem an obscure or confusing ...

Tips for navigating fees, features, and fine print to protect your retirement income Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal finance content. Her passion is ...

It’s no secret that financial stability and a steady income are essential when planning for retirement. This is where annuities can come in handy. However, one common downside to annuities’ liquidity ...

Within the financial services world, few products kindle stronger opinions than annuities.

How about a nice, secure lifelong income? In fact, lifetime annuities may be an unexamined solution for the dilemma millions of Americans face today. The problem is this: Like it or not, you and I ...

Annuities are a tool that can create reliable retirement income that can last as long as you do. Each annuity is a contract between you and an insurance company: You provide the company money now, and ...

Learn about the differences between annuity and certificate of deposit. Understand the pros and cons of each investment and ...